What to Do if Involved in a Car Crash with a Rental Car in St. Louis?

Hoffmann Law Firm
3 min readFeb 5, 2024


Navigating the aftermath of a car accident is daunting, especially when it involves a rental car in St. Louis. This guide aims to provide you with general, helpful steps to take following such an incident, ensuring you are well-informed and prepared.

Understanding Your Situation

After a car crash, it’s common to feel overwhelmed and uncertain about the next steps, particularly with the added complexities of a rental vehicle involved. Knowing what to do in these situations can significantly alleviate stress and ensure you’re taking the right actions toward resolution.

Immediate Steps to Take

At the Scene of the Accident

  1. Ensure Safety: Check for any injuries and ensure everyone is safe. Move to a safe location if possible.
  2. Call the Police: Reporting the accident is crucial, even in minor collisions. A police report can be vital for insurance and legal purposes.
  3. Exchange Information: Collect contact and insurance information from all parties involved. Don’t forget to note the rental car’s details and the rental company.
  4. Document the Scene: Take photos of the accident scene, the vehicles involved, any visible damages, and relevant road signs or conditions.
  5. Notify the Rental Company: Inform the rental agency about the accident as soon as possible. Follow their guidance on the steps to take with their vehicle.

Dealing with Insurance

When it comes to insurance, the waters can get murky, particularly with rental cars. Rental agreements often include various insurance options, which might affect how you proceed.

  • Your Rental Car Insurance Coverage: Understanding your rental agreement and the insurance coverage you opted for (if any) is crucial. Rental companies typically offer collision damage waivers, liability coverage, and more. Know what your agreement covers and the process for claiming insurance through the rental company.
  • Your Personal Auto Insurance: Your personal auto insurance might offer coverage for rental cars. Contact your insurance provider to understand the extent of your coverage and the steps for filing a claim if applicable.

Before Speaking to Insurance Adjusters

Before engaging in detailed discussions with any insurance adjusters, consider consulting with a St. Louis car accident lawyer. They can provide valuable guidance on dealing with insurance companies and ensure that your rights are protected. This is particularly important as insurance adjusters are skilled at minimizing payouts, and navigating these conversations can be challenging without legal knowledge.

Finding yourself in a situation where legal guidance becomes necessary is not uncommon. Many find solace and direction in seeking professional legal representation. A St. Louis car accident lawyer can offer clarity, ensuring you understand your rights and the legal process. This support not only alleviates stress but can also be crucial in securing fair compensation for damages and injuries.

Why The Hoffmann Law Firm?

Choosing the right legal representation can be a turning point in your case. The Hoffmann Law Firm is known for providing professional and compassionate representation, focusing on relieving your stress and handling the complexities of your case. Our clients often express relief at having an advocate to guide them through the process, maximizing their settlement and navigating the legal proceedings with ease.

It’s natural to have concerns about the cost of legal services, the competency and trustworthiness of your lawyer, and the potential length and complexity of legal proceedings. The Hoffmann Law Firm operates on a contingency basis, meaning there are no upfront costs for you. Our commitment is to your best interests, ensuring a transparent, efficient, and effective legal process.

Being involved in a car crash with a rental car can be a complex scenario, filled with uncertainty. Remember, you don’t have to navigate this alone. If you’ve been in a car accident in St. Louis, contact The Hoffmann Law Firm for a free case evaluation. Let us help you find your way through this challenging time, ensuring your rights are protected, and you receive the compensation you deserve.



Hoffmann Law Firm

St.Louis Car Accident Attorney - Helping Recover after Auto Accidents in Missouri and Illinois. The Hoffmann Law Firm, L.L.C.