What is the Difference Between a Verdict and Settlement After a Car Accident?

Hoffmann Law Firm
3 min readSep 14, 2022

After filing a car injury claim, you may wonder what will happen next. The process can be confusing, and there are several different outcomes that may occur. One option is to reach a settlement with the other party’s insurance company. The other is to go to trial and have a judge or jury issue a verdict. Each option has its own pros and cons, and it’s important to understand the difference and discuss your options with your attorney before making a decision.

This article will consider some common questions about settlements and verdicts.

What’s the Difference Between a Verdict and a Settlement?

A verdict is typically a ruling by a judge or jury, whereas a settlement is an agreement between the two parties involved in the dispute. A verdict is typically more expensive and time-consuming than a settlement, as it involves going through the entire court process. However, a verdict may be necessary if the other party does not agree to a fair settlement. Settlements are typically quicker and less expensive than a trial, but they may not provide the full amount of compensation you are entitled to.

How Do You Decide Whether to Accept a Settlement or Pursue a Verdict?

There’s no straight line answer to this question since every car accident case is different and unique in its own way. That said, there are a few general scenarios where it may make sense to accept a settlement offer from the insurance company.

For example, if you have a very clear-cut case with little to no liability on your part, it may not be worth the time and expense of going to trial. Additionally, if the insurer has already admitted liability and is ready to compensate you reasonably, a settlement may be the best way to avoid a lengthy and stressful court battle.

On the other hand, there are also situations where taking your case to trial may be the best option. For example, if the insurance company is offering a lowball settlement that doesn’t cover all of your damages, or if they are challenging your version of events, then going to trial may be the best way to get the compensation you deserve.

Ultimately, the decision of whether to go to trial or settle your case depends on many factors, including the severity of your injuries, the strength of your evidence, and the amount of money at stake. Talk to an experienced attorney to learn more about your options and what is right for your case.

Can I File a Lawsuit After Settling?

The answer is generally no. Once you’ve accepted a settlement from an insurance company, you usually can’t go back and file a lawsuit against the at-fault driver later. That’s because when you take the settlement, you’re agreeing to release the driver from liability and any future claims. If you later discover that your injuries are more serious than you initially thought, or if the cost of your medical treatment turns out to be higher than anticipated, you’re typically out of options.

So if you’re considering settling your car accident claim, it’s important to be sure that you have a good understanding of all your potential expenses beforehand. An experienced car injury attorney can help you assess the value of your claim and negotiate with the insurer to get the best possible settlement.

Speak With an Experienced Car Accident Attorney

If you have been injured in a car crash, don’t hesitate to contact the experienced injury attorneys at The Hoffman Law Firm. We’ll help you get the full compensation you deserve. Contact us 24/7 for a free case evaluation.



Hoffmann Law Firm

St.Louis Car Accident Attorney - Helping Recover after Auto Accidents in Missouri and Illinois. The Hoffmann Law Firm, L.L.C.